everything, because the truth is, they preach tough love but what they are doing is paying for their education, buying them cars and putting down norths on their first home, so that is making it difficult. they have a sense of entitlement and they back trust fund babies. >> is millionaire $250,000? >> i am not going into that. health the survey was taken before or after the fiscal cliff deal which taxes people above $400,000? >> this is a good point. a third of all millionaires say they expect a decline in the amount of money they are going to give to their off spring and that has doubled during the recession. >>heather: there will be a decline based on the fiscal deal. >> absolutely, all the issue of taxes and all of that. but more important than that, really, they are saying one thing, doing another, and it will be interesting to see a study of how the children of millionaires do if they themselves become millionaires. >> it is like what our government is doing? i know my parents have told me, don't spend what you don't have. we look at our governmental leaders up to the president, and we ar